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Monthly Interest Income

*T&C Apply

*Flexible Exit Option: Withdraw before lock-in, earn 6% P.A. interest! Funds transferred within 15 working days. Secure & hassle-free!

Sr No. Refundable Deposit Amount Lock-in Period (12 Months) Lock-in Period (36 Months)
Monthly Payout ROI (Per Annum) Monthly Payout ROI (Per Annum)
1 ₹25,000 ₹208 10% ₹250 12%
2 ₹50,000 ₹417 10% ₹500 12%
3 ₹1,00,000 ₹1,000 12% ₹1,250 15%
4 ₹5,00,000 ₹6,250 15% ₹7,500 18%
5 ₹10,00,000 ₹15,000 18% ₹20,000 24%

📈 Monthly Interest Income Calculator

Fixed Income Plan: Secure, Stable, and Reliable Returns!

Maximize the potential of your hard-earned money. First Step Wealth Planner Monthly Payout offers attractive interest rates and flexible tenure options to grow your wealth over time.

Why Choose a Fixed Income Plan?

A Fixed Income Plan is a great way to secure stable earnings and reduce financial uncertainty. Here’s why it’s an essential addition to your portfolio:

  • Higher Interest Rate

    Grow your savings with interest rates as high as 18%- 24%* p.a. (T&C apply)

  • Guaranteed Monthly Returns

    Enjoy a fixed monthly income with assured interest payouts, providing financial stability and peace of mind.

  • Low-Risk Investment

    Our Fixed Income Plans are designed for stability, making them ideal for conservative investors seeking minimal risk.

  • Flexible Investment Options

    Choose from different deposit amounts and lock-in periods to match your financial goals and liquidity needs.

  • Secure and Transparent

    Our plans are backed by secure financial structures, ensuring complete transparency and trust in your investments.

  • Hassle-Free Withdrawals

    Need flexibility? Withdraw your funds early with minimal penalties and enjoy a stress-free investment experience.

  • Tax-Efficient Returns

    Benefit from tax-saving opportunities depending on your chosen plan structure, allowing you to retain more of your earnings.

  • Professionally Managed

    Enjoy peace of mind with investment strategies managed by financial experts who prioritize security and performance.

  • Easy Onboarding Process

    Get started quickly with minimal documentation and a seamless digital onboarding experience, available at your convenience.


How to Apply?

Applying for Monthly Interest Income Payout online is easy. Book yours in just four easy steps:

  • Step 01 – Register & Choose Your Plan

    Register using your mobile number and select your desired investment amount, tenure, and interest payout frequency.

  • Step 02 – Complete KYC & Details

    Enter your PAN, complete your KYC process, fill in depositor details, and provide required declarations.

  • Step 03 – Make Payment & Add Nominee

    Pay securely online and add nominee details for your peace of mind.

  • Step 04 – Confirmation & Download MOU

    Your Monthly Payout Plan is successfully booked! Download your MOU and start earning monthly returns on your investment.

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Secure Your Future with a Fixed Income Plan!
Enjoy guaranteed monthly returns with a stable, low-risk investment.
Let our experts help you build a secure and predictable financial future!

Frequently Asked Questions

A Fixed Income Plan is an investment strategy designed to provide regular, predictable returns with minimal risk. It typically includes bonds, fixed deposits, and other debt instruments.

Fixed Income Plans are ideal for conservative investors, retirees, or anyone looking for stable, risk-free returns. They provide financial security without exposure to market volatility.

Fixed Income Plans generate returns through interest payments on bonds, deposits, and debt securities. These payments are typically made at regular intervals, ensuring steady income.

Fixed Income Plans offer lower risk and guaranteed returns, whereas stock market investments provide higher potential returns but with greater risk. The right choice depends on your risk appetite and financial goals.

The Monthly Deposit Scheme is open to Resident Individuals (online and offline), Sole Proprietorships (online and offline), and Partnership Firms, Companies, Trusts, and Foundations (offline only).

Anyone seeking safe, fixed returns—salaried, senior citizens, self-employed, homemakers, NRIs, or those with idle funds.

Plan. Invest. Grow. Succeed!

Empowering Your Financial Future, One Step at a Time!

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